Financing to Fuel Your Business’s Growth
Receive funds that can jump-start your business with flexible, on-demand financing from DaySmart Capital.*
Getting started is simple! Become a DaySmart customer, and you can begin the eligibility process.
Unlock New Growth Opportunities
We help you solve short-term cash flow gaps and seize new business opportunities with fast, flexible funding.
DaySmart Capital provides funding through trusted licensed financing partners. Terms may vary by provider.
Fast Funding
If approved, you may receive funds in as soon as two business days.
One Fixed Fee
Pay one fixed fee that remains the same. There are no compounding interest charges, or late fees.
Pay As You Earn
Automatically pay the financing with a percentage of your daily sales until the total amount is paid.**
Why Financing Matters for Businesses
Access to flexible funding can do more than just cover short-term needs—it can be a catalyst for long-term growth. Businesses that leverage financing solutions often grow significantly faster than those that don’t.
For smaller operations, the impact can be even greater. With the right capital, businesses may be able to scale operations, boost revenue, and stay ahead of the competition.
Frequently Asked Questions
Below are common questions related to the DaySmart Capital Program.
For additional questions, our team is here to help! Please contact us at [email protected]
*DaySmart Capital provides funding through trusted licensed financing partners. Funding options may include loans or merchant cash advances.
All offers are subject to approval, periodic review, and eligibility criteria. Terms may vary by provider.
Parafin: All loans are issued by Celtic Bank. All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice. Bank transfers are subject to review.
Stripe: Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. In the UK, Stripe Capital loans and merchant cash advances are provided by YouLend. See your Dashboard for the terms of your offer.
**Stripe Capital loans have a minimum amount due each payment period. If the amount that you pay through sales doesn’t meet the minimum required, your bank account will be automatically debited the remaining amount at the end of the period.